Employers in Canada are required to provide 12 weeks of maternity leave (or 25% of a woman’s average weekly insurable earnings) to new mothers. However, some parents may choose to take more than 12 weeks (or the full amount) when they have a child. The federal government has implemented a new policy that will allow new mothers to take up to 37 weeks of maternity leave. When a mother takes more than the law allows, she is still entitled to paid leave under the Employment Insurance program.

The Employment Insurance (EI) Program provides temporary benefits to help Canadians with a temporary job loss for pregnancy, childbirth, adoption or illness. The temporary benefits are paid to mothers who have reported their pregnancy, while the father’s employment or earnings must be reported. If both parents are working, the mother’s wages take precedence, and the Employment Insurance maternity benefit is paid to her.

Employment Insurance Maternity Leave (EI) is an insurance program where the Government of Canada provides up to 15 weeks of maternity benefits to a woman who has given birth or is expecting a baby and is employed in certain industries. In this article, we will go over some of the basics of Employment Insurance for new mothers.

word-image-1975 The birth of a child is probably the most incredible and memorable event in a person’s life. But it’s also one of the most expensive. New parents have to stay at home for a while, which means losing the salary they could have earned by working. In addition, the extra costs of having a new baby in the house can have a depressing effect on the family budget. It is estimated that women aged 25-34 lose 48% of their income during maternity leave in the first year after giving birth. To ease the financial burden of having a baby and the associated temporary absence from work, most new parents apply for maternity leave from Employment Insurance (EI). This benefit comes from the government and is designed to assist families financially when income is temporarily suspended to care for a young child.

What is maternity leave for employment insurance (EI) purposes?

Unemployment Insurance (EI) benefits provide financial assistance to women who cannot work and must stay home to care for a child because of a pregnancy or the recent birth of a child. These payments can take up to 15 weeks. While it is common for mothers to stay home to care for their children, fathers may also choose to stay home. Maternity pay is awarded to parents who stay at home to care for their child and cannot be shared by the parents. A person receiving maternity benefits may be eligible for parental benefits, which are paid to the parents of a newborn or newly adopted child. The person requesting maternity leave has two options: Standard parental allowance. After the first 15 weeks of maternity leave, parents can receive the usual parental benefit. These benefits last up to 40 weeks, with a parent receiving no more than 35 weeks of standard benefits. This means that one parent can get up to 35 weeks of pocket money and the other parent can get another 5 weeks of standard allowance. Extension of parental benefits. Parents can also apply for an extension of parental benefits, which can last up to 69 weeks. However, a parent may not receive more than 61 weeks. If both parents choose joint benefits, each parent must choose the same option and file a separate application. Parents can choose to receive maternity benefits at the same time or sequentially.

Who is entitled to maternity leave under Employment Insurance (EI)?

To qualify for maternity pay, you must meet the following criteria

  • You are pregnant or have just given birth when you apply for maternity benefit.
  • You are the parent taking care of the child when you apply for the child care benefit.
  • Your normal weekly wage at work has dropped by more than 40% for at least one week.
  • You have worked at least 600 insurance hours in the 52 weeks prior to the beginning of the claim period.

When are you eligible for EI maternity leave?

Parents who are entitled to maternity pay can start receiving it 12 weeks before the day of delivery or the day of birth. Parents cannot receive the benefit until 17 weeks after the date of delivery or birth, whichever is later. Eligible parents may receive paternity benefits beginning the week the child is born or the week the adopted child is placed in the custody of the new guardian. This is 52 weeks for the standard parental benefit and 78 weeks for the extended parental benefit.

How much employment insurance (EI) can you receive during your maternity leave?

The exact amount of the benefit to be paid is calculated on the basis of a number of weeks of the highest paid person, the so-called best weeks. The number of best weeks to include in the calculation is based on the level of unemployment in the claimant’s particular locality, which can range from 14 to 22 weeks. Those entitled to maternity benefits can receive up to 55% of their normal pay for standard parental benefits, up to a maximum of $595 per week. If parental benefits are extended, the benefit can be up to 33% of the parent’s regular wage and up to $357 per week.

Payment of maternity and parental allowances

Eligible applicants will receive their first payment within 28 days of receiving the application and submitting all required documentation. There is a one-week waiting period before you receive your EI benefit, which is somewhat similar to the deductible you pay when you file your claim.

How do you apply for maternity and parental benefits?

It is important that you apply for EI benefits as soon as possible, otherwise you may lose your benefits. Follow the steps below to submit an application: Choose your benefits. Decide whether to apply for maternity or parental benefits. Fill in the online form. When you apply, you must provide the following information

  • Name and address of your employer for the last 52 weeks
  • The dates of your employment with each employer and the reasons why you no longer work for them.
  • Postal address and home address, if different
  • Social Insurance Number (SIN)
  • SIN of another parent if benefits are to be shared.
  • Name of one of your parents at birth
  • Your baby’s date of birth or actual date of birth
  • The date the child was placed in your care after adoption (if applicable) and the name and address of the adoption agency.
  • Bank details for direct deposit

You have 72 hours from the start of your application to complete it. If you do not complete the application within this time frame, you must start over. Provide additional information. Additional information is required, including the following: State your professional background. Service Canada will use this information to determine your eligibility for EI benefits and how much you will receive. Wait for the proof of execution and the access code. After completing the application, you will receive a summary of the benefits and an access code by mail. You will need this code and your SIN to access updated information about your application. Check the status of your request. To check the status of your application, log into your ACEM account (you must first create one) or contact Services Canada.

Questions and answers on maternity leave in employment insurance

Can I get EI maternity leave if I have a recent application?

You may not be eligible for the maximum number of weeks of benefits if you have received EI benefits in the past 52 weeks. However, if you have worked 600 hours since your last application, you can start a new application.

Can I get maternity leave from the unemployment insurance if I am self-employed?

You may be eligible for benefits if you have registered as self-employed to access special EI benefits and have waited 12 months from the date you confirmed your registration. To do this, you must meet certain criteria.  First, the time you spend on your business must be reduced by more than 40% for at least one week due to pregnancy, recent childbirth, or caring for a newborn or newly adopted child. You must also have received a minimum income as a self-employed person in the calendar year preceding the year in which you apply for maternity or paternity benefit.

Am I entitled to employment insurance if I have a miscarriage?

If you suffered a miscarriage or other health complication during your pregnancy, you may be entitled to continued payment during illness.

Final thoughts

The birth of a child is a time of great joy that should never be overshadowed by financial concerns. You may be able to get maternity or parental benefits (EA) so that you don’t lose out financially. Make sure you do your homework to see if you qualify.EI provides maternity leave to a woman who has been employed for at least 200 hours in the previous year, and has worked for at least 60 of those hours in the previous 6 months. These criteria are also used to determine eligibility for other benefits like parental leave and compassionate care benefits.. Read more about ei after maternity leave and let us know what you think.

Frequently Asked Questions

Can you get maternity leave if you are on EI?

The Canada Employment Insurance program provides temporary benefits to help workers in financial need during periods of unemployment or underemployment. It is funded through contributions from employers, employees and government. (source: Employment Insurance (EI) http://fin.gc.ca/fs-fe/ei-e/a… ) A recent example of how the Canadian government is making it more and more difficult for women to get maternity leave.

How long does EI pay for maternity leave?

When you are expecting a baby, you often spend a lot of time thinking about when you will be able to return to work after you have given birth. If you have recently started a family and you aren’t sure when you will be able to return to work after giving birth, you should contact your employer to discuss the options available to you. The Employment Insurance maternity leave program is meant to help new mothers deal with the strain of having a child. It covers up to 55 weeks of maternity leave for mothers who have been employed for at least a year before having a child. The program paid out $1.5 million in maternity benefits in 2015. (To assess if you qualify for EI maternity benefits, you need to check out their website .)

How do I check my EI for maternity leave?

Each province and territory has its own Employment Insurance system, but the general idea is that all workers in Canada are eligible to collect EI benefits once they have been employed for a certain period of time and paid enough in earnings. This period varies depending on the province or territory, but generally is longer than the maternity leave period. The Employment Insurance (EI) program is one of the most misunderstood programs in Canada. The program provides financial benefits to workers who are unemployed through no fault of their own (i.e., they are out of work due to a temporary force majeure event), as well as certain other groups who may be unable to work due to a temporary illness or injury.

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