Budgeting is one of the most important and powerful tools that you can use to control and improve your financial situation. Unfortunately, it is not something that many people take seriously enough, which has led to a situation where many people are struggling financially.
The last few years have not been kind to personal finance, with the stock market going through the biggest correction in decades. But there are still some things you can do to stay afloat, like building a solid emergency fund, developing a strategy for your investments, and getting your spending in order.
Here are 16 blogs that you will want to visit when you want to learn more about budgeting tips. These blogs provide cutting-edge information about managing your finances on a tight budget. You will be able to learn how to budget, how to prioritize your expenses, how to make smart purchases, how to invest in your long-term financial goals, and much more.
My mission at Stack Your Dollars is to spread the knowledge to improve financial literacy and take charge of your future. But hey! I am just one person, and this site is just one of many financial sites. I don’t know everything and can’t cover all topics related to budgeting. Also, my teaching style may not be appropriate for you as a different person. If I didn’t help you achieve your financial goals in every way possible, I would be embarrassed. Therefore, I asked several financial bloggers to share their best financial tips and write a post that will be helpful to readers.
Blogs about budgeting
In no particular order, here are 16 blogs where you can learn to budget. These budget bloggers shared their best financial tips. You will also find useful articles and my comments on them.
1. What does Anika say?
board: Make budgeting fun. You can do this by rewarding yourself for achieving certain goals. For example, reward yourself with dinner at your favorite restaurant if you stick to your budget throughout the month. This will give you a reason to look forward to budgeting and not consider it harsh by limiting yourself too much. – Anika Jindal Just like a diet, your budget is one of the hardest things to stick to. Anika shares 8 tips to help you stick to the financial plan you’ve created. Two tips that have really helped me are shopping less often and planning my meals. Now I can stick to my $300 grocery budget and only spend $200 a month. Link: 8 tips for staying on budget.
2. Market time
board: Imagine a life with less stress, more flexibility and the ability to retire early. So ask yourself… Is wasting money on X worth the cost of not doing it? Here’s my simple tip for making budgeting work for many. In reality, budgeting should be a long-term commitment, based on the belief that if you give something up today, you’ll be happier in the long run. Once you are aware of this, budgeting becomes easier. We often can’t believe how little we use of the things we buy, and how easy it is to spend hundreds of dollars on something that ends up on the shelf after a few hours of use. Budgeting must become a smart, long-term purchase, otherwise it limits a smart, long-term life. – Jarek Compound interest is a way to earn interest on interest. It shows how $10,000 can become $18,114 or $100,627 depending on interest rates. If this sounds confusing, read this article by Jarek (it even includes helpful diagrams for visual learners like me). Understanding compound interest is important for making investment decisions to grow your money. Reference: The first $100,000 is the hardest – the miracle of compound interest
3. Spare Mother
board: Don’t ignore small expenses. A dollar here or there adds up faster than you think! A frugal mother tells how her family paid off a $90,000 mortgage in 5 years. Whatever methods are used to do so, the basic principle is to live simply and do without. And sometimes it just takes a little creativity, like. B. Shopping for repairs and finding ways to save money. Link: 10 things that helped us pay off our $90,000 mortgage in 5 years
4. Strictly cashless
board: Find your reason in terms of money. Associate pain with anything that doesn’t fit into your reason. I believe that finding the personal why or motivation to achieve a goal determines success or failure in achieving that goal. Anyone can set a goal, but what is that goal? A person can set a goal to lose weight, but if there is no reason behind it, it is unlikely to be achieved. But if my reason is that I want to lose weight so I can be a good role model for my kids, feel better every day, have enough energy to play with my kids, and live a long and healthy life while watching my kids grow up and mature, then that’s my reason. Not reaching this goal means emotional pain for you because you know you are letting your children down. Making money is not the goal. What you can do with that money is the goal. Budgeting is useless if you don’t know why you’re doing it. Creating clearly defined financial goals through saving/budgeting is critical to a successful budget. You can set a goal of saving $500 a month in a savings account, but for what? When you determine why you save $500 a month (for example, because I need $3,000 to take the kids to Disney), you’ve just created the why. As a soldier, I try not to get my hopes up. This will save you the headache of having to move when the time comes. But this post explains why a simpler lifestyle can save you time and money. Because when you have less, you can have MORE. Reference: How to have less to live MORE
5. Guiltless magpies
board: People often fail to budget because they have an all-or-nothing mentality. Instead, it’s important to focus on the small victories and progress you make each day. Budgeting doesn’t mean you always have to do everything right. It’s about noticing weaknesses and bumps and adapting to them. Learning to be flexible and open to adjustments is your biggest advantage to staying within a budget. – Tana Williams Here are some tips for a frugal lifestyle that will help you save money each month. The #5 (buy your own modem) is a topic I’ve been talking about a lot lately. The investments are cheaper in the long run, and I haven’t had internet problems like others. Reference: 14 tips for a frugal life with great impact
6. Expected savings
board: Being bad with money or having a bad budget is not a character trait. It’s a skill you can learn by changing the way you think about money and creating a budget that works for you and motivates you to stick to it. I’ve managed to take all the little things into account, so there are no surprises. A less detailed budget with higher level categories may be right for you. Keep adjusting until you find something that works for you. – Stephanie Schill. Even though we now have to follow safety rules and eat healthier than ever, I know it’s still nice to eat once in a while. If you do, it’s really good for saving money. This post shows different ways to save money in restaurants. I always do number 10 when I’m unfaithful to the Chick-Fil-A for a day! Link: 20 proven ways to save money at restaurants
7. Easy budgeting
board: Concentrate on one thing at a time. It’s less overwhelming and you’re more likely to follow through. – Ashley Patrick. After losing her job, Ashley and her family were faced with $45,000 in debt, consisting of student loans, a car loan and a 401(k) loan. In her post, she shares her journey to pay off 17 months of debt to show others that they can do it too! Reference: How we paid back $45,000 in 17 months…
8. Economic happiness
board: Never forget… If you borrow today and spend more than you can, you are borrowing from your future self at a higher price. But when you budget and invest your savings, you boost your future. – Brian Kehm. In this helpful post, Brian outlines the 3 steps to charting a path to financial freedom. Saving money, making more money and investing wisely are the key ingredients for success. Reference: The road to financial freedom in 3 easy steps
9. Mom remote control
board: The best advice I can give is to make your money work for you. Instead of saving most of your money, find ways to invest your money and make it grow. When you earn more, it’s easier to budget and pay off debt. – Suzanne Suzanne reveals 25 things you shouldn’t buy anymore that are useful, but a waste of money. Some of them are also money-saving ways that I like to share. And may I again emphasize the usefulness of your local library? Why spend hundreds of dollars on books when you can download them for FREE through their apps? Link: 25 things you should stop buying to save money
10. Cash for Tacos
board: Know your reasons. Why do you want to set a budget? Do you want to get rid of debt, save more money or just feel better about your finances? We all have our reasons. But I am convinced that any budget can only be successful if you know why you need it. If you know why you want to set a budget, you are much more likely to stick to it. In fact, your reason for existing is what motivates you to keep budgeting, even when you feel like throwing it out the window. – Melody Fanslaw. People advise taking control of your money, but what does that mean? Melody explains why this is important and exactly how to do it. She tells of the stress of not knowing if she would be able to pay her bills each month, and the relief she felt when she decided to take on this responsibility. Reference: Take control of your money: What it means and how to start
11. Economic matching
board: Change the way you think about money when you shop. Instead of looking at the monetary value of the items. Assess the true value of the precious time you have to give up at work to afford it. – Brittany Kline. The lunch you ate at the restaurant is not worth $30, but 2 or 3 hours of work. The true cost of something is not the money you pay for it, but the time you had to spend on it. This post will help you reorient your brain to think about shopping in terms of time and money that….. will save you more money. Reference: We don’t buy things for the money, we buy them for the precious time of our lives.
iHeartBudgets
board: When preparing the budget, divide it into 4 sections: Income, bills, everyday expenses, savings. This allows you to focus on improving one area at a time. Income can increase through promotions, advancement or side jobs. Bills can be negotiated or optimized by finding better deals for your services. Daily expenses can be controlled by deciding each day not to spend money on things that are not important to you. These changes will help you increase your savings to reach your goals. – Jacob Wade Here are the 5 simple steps that took Jacob from debt to a 6 figure fortune. One piece of advice I will take to heart is to open a Roth IRA. As a first-time buyer, you can withdraw up to $10,000 (including interest payments) without penalty after you have owned the home for 5 years. Reference: Financial freedom in 5 easy steps
13. cent + target
board: When it comes to budgeting, keep it simple. Overcomplication leads to confusion, and confusion ultimately leads to failure. Create a system that you can use week after week to effectively track your spending, stick to a budget, and reach your financial goals. – Christine Stones. These are the steps Christine and her husband took to pay off the $54,500 in 20 months. One of the main conclusions of this article is that tax refunds are not a good thing. Basically, it’s like giving the government an interest-free loan when you could be using it better right now. Reference: How we paid off our debts quickly – $54,500 in just 20 months.
14. Money luck
board: Start your budget with the basic necessities. This budget provides for the basic needs of life: Shelter, food, medicine and transportation. Then decide how much you want to save. Then gradually add maintenance and discretionary spending. That way, you will always keep your expenses below your costs. That way, budgeting is most effective. – Christie Christie’s Naked Budget is a great way to focus on eliminating debt, saving, and building an emergency fund. With this, you can stop living paycheck to paycheck. Reference: How to improve your finances on a minimal budget
15. How to get to FIRE
board: Find the best budgeting tool for you. Don’t be afraid to try out different tools before deciding on one or more. If you force yourself to keep something you don’t like or find difficult to use, you’re less likely to stay within your budget. -Samantha Horillac How do you budget? Samantha will show you some tools to keep track of and achieve your financial goals. My favorite methods are spreadsheets and the good old-fashioned pen-and-paper method. Reference: The best budgeting tools to achieve financial independence
16. Kara Palmer
board: Buy a used car for $6,000 or less. You can find a reliable car in this price range and keep the payments low. The average car payment is over $550, which is a lot of money. Use the money you save on your car payment to pay off your debts as soon as possible. – Kara Palmer Kara shares great tips on how to pay off debt when you have no money! I totally agree with her: it’s not about how much money you make, but how much you save. Reference: How do you pay off your debts if you have no money?
Supplement
Did you learn anything new today? I have done so and I very much hope that you will do so as well. If you want to share, jump on the financial literacy bandwagon and spread the knowledge or join the discussion below. P.S. If you need a little motivation to start saving, here are some free savings tasks you can do!Budgeting. Budgeting is not as easy as it sounds, and it’s certainly not as easy as some people might think. It’s just not how most people budget. When you know how to effectively budget, you can save more money and buy exactly what you want. You’ll be happier, and so will your bank account. A productive approach to budgeting starts with the understanding of how you spend your money and how you get your money.. Read more about personal finance blogs for 20 somethings and let us know what you think.
Frequently Asked Questions
How do I start a financial advice for my blog?
A blog is a great way to start your own financial advice site. There are many blog owners out there with great advice about money and budgeting, but if you aren’t sure where to start, the 16 great finance blogs below provides a good place to start. Here at boltonsinvestments, our focus is on the common man. That means we’re not spending the time researching every single aspect of finance. Instead, we’re listening to our readers, and we help them start their financial journey.
Where can I blog about finance?
There are lot of blogs out there about finance. Some of them are extremely useful and some can be very annoying. So where do you go for the best finance blogs? Well, as a finance major, I often get asked where I recommend others to go to get the latest and greatest financial advice. I often recommend The Simple Dollar because it is a personal finance blog with extensive content about general finances, economics, and investing. It’s also the site I recommend for those who want to get on-the-go tips for saving money. It’s a great site for those who want to get a more do-it-yourself approach to financial planning and want to learn more about it. In short, it’s a great I wrote an intro paragraph for a blog post titled “Where can I blog about finance?” on a (Finance) blog called “boltonsinvestments”, that is described as “16 Great Blogs About Budgeting + Key Finance Advice” ( https://boltonsinvestments.com/ )
How do you write a finance blog?
A blog can either be about personal finance, business finance, or both. Your blog is going to be about budgeting, so it’s best to stick with general finance tips. You can also include advice on investing and saving. If you’re on a budget, then you have to be frugal. This means cutting out unnecessary expenses and living within your means. You don’t have to have a lot of money, but you should live within your means. Investing comes into play as well. In order to invest in the stock market, you need to save some money. This is a long-term goal, so it may be a Finance blogs are often the backbone of any finance related blog. Finance blogs are a great way to keep up to date with the latest developments in a particular field, as well as providing an outlet for sharing your opinions and experiences on new financial products and services.
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